An old word that says little. Whatever your future ambitions when you no longer wish to be working, now is the time to consider what you want out of life and when you want it. Within your wealth management plan we can show you how to get value from your existing pension schemes and evaluate how much money you will need to enable you to meet and sustain your desired lifestyle. We will consider not only a pension fund, but, other ways to accumulate funds to generate income when you want it. We do not accept that taking out a pension plan is the only way forward. So your wealth management plan will consider all the options including property.

After a successful working life, you’ll want to look forward to enjoying the fruits of your labour. You deserve a rich and fulfilling future with the financial security to fully enjoy it. Our wealth management solutions cater for you, whatever your current pension arrangements may be. Planning in the five years up to the day you stop, or reduce, your working life is essential. It is crucial to protect the funds you have grown during your working life, often with more secure investments, to provide you with income during your retirement years.

The options at retirement are numerous and it is a major part of your wealth management plan to decide, well in advance, which ones are appropriate for you. We will provide detailed advice on how to maximise your retirement income in the most cost effective and tax efficient manner. We can show you how to phase your retirement, or take a withdrawal from your plans through income drawdown. Alexander Grace can help you plan retirement, unlocking the potential of your existing pension assets and putting you back in control.

A fixed annuity will not stand the test of inflation, so should you consider the potential of asset backed annuities and enhanced rates for those in poorer health?